is equian a collection agency
A collection agency is a company used by lenders and creditors to recover funds that are in default or past due. They are giving people letters that just go to the doctor. Also, I signed on with Blue Cross. Reduce administration time. What if I dont want to sue the person who hurt me? Give us a call today at 814-452-6232. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. How you respond to a subrogation letter from an insurance company differs based on whether the letter is from your insurance provider for injuries you suffered because of another partys negligence or whether the letter is from another carrier because you caused harm to someone else. Regardless of what side of a subrogation claim you find yourself on, its best to consult with an attorney to ensure everything goes smoothly with a claim. Rawlings, Optum, Meridian or Equian), you should submit that letter to your personal injury lawyer. Her insurance company covers repairs upfront, but they can recover damages later from Bettys insurance company if the investigation reveals Sally was not at fault. My finger got fractured, and thats really it. * Web Code from Letter. Since browser is a little different, look at your browsers Help Menu to learn the correct way to modify your cookies. Subrogation companies such as Rawlings or Equian also want to whether the treatment was due to someone elses negligence. The subrogation companies will eventually demand money to resolve unpaid medical bills. Asked August 18, 2021. If you have a credit account with a balance that becomes past due, your lender may enlist the help of a collection agency. Eric Helland The Role of Health Care Liens in Litigation and Recovery C O R P O R AT I O N However, the turn of events during the subrogation process goes something like this: If you receive a subrogation letter that notifies you that you have been named in a claim, you might feel uncertain about your next steps. I received the same letter that seems to be totally a fishing expedition. If the insurance company . If you have suffered injuries in a car accident or other type of accident, you should not let an insurance company act on your behalf. Noone else was involved in my fall at home at 75 years old. See tailored job recommendations based on your interests. If you have a lawyer, you should not be contacting Equian directly. We never ask for personal or private information like names, email addresses, or credit card numbers. SOLANA BEACH, CA 92075, 11840 PIERCE ST. SUITE 200 Equian (or one of these other companies) is contacting you to find out how you got hurt. As states become more and more aggressive in targeting out-of-state . Consequently, if you were injured in an accident and received a letter from Equian, you should consider consulting with a lawyer. To allow us to better service you in responding to your customer service requests. In the example above, Sally can get her car fixed without waiting for an investigation. John helped me find doctors, he referred me to his neurologist, his physical therapist, I mean, anything I needed he was right there, every step of the way. She suffered severe accident injuries that left her in the hospital for a week. Penn Credit Corporation: Harrisburg. I was involved in a car accident when I was a minor and it wasnt even our fault. Find the Equian Southfield address. I was treated in Urgent Care and Sports medicine. Medical confidentiality is a serious concern and it feels like they are predators. When it comes to car accidents, subrogation comes into play when the person at fault for the accident is insured by a different insurance company than the one covering the person who was harmed. You may be entitled to additional free credit reports in certain circumstances, such as after placing a fraud alert, becoming unemployed or receiving public assistance, or being denied credit or insurance in the past 60 days. Need a live person? WE COLLECT WITH RESPECT. You may be wondering: Is Equian a legitimate company? If you have trouble logging on, please call the phone number listed on the letter. Handling Different Types of Collection Claims in PA UnitedHealth Group Inc. has agreed to buy health-care payments firm Equian LLC from its private-equity owner for about $3.2 billion, according to people familiar with the matter. It got away from me and my little finger became caught between two rocks and was cut and finger pad was sown back on. Ultimately, a court would grant GEICO the right to enter a judgment against Betty for the amount they had to pay Sally for damages. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and . If you were hurt in an accident that might be someone elses fault, you should immediately give Equians letter to your attorney. Home > Do I Have to Respond to a Subrogation Letter? EL CENTRO, CA 92243, 603 N. COAST HIGHWAY 101, SUITE G, Online service so you can do it yourself. This is second letter even though I called them two weeks ago. This is the second letter. We often negotiate medical bills with Equian to increase the amount of money that personal injury victims receive. However, if you have received notice that an insurance company has brought a subrogation claim against you, you must discuss your situation with an experienced subrogation lawyer. To help cement your understanding of subrogation, here are two examples: Sally has auto insurance coverage with ABC Insurance. San Francisco, California 94111, Anderson Franco, Esq. Debt collectors are not legally allowed to contact you at a time or place that is unusual or that they know is inconvenient to you. Subrogation is the act of stepping into the legal shoes of another in order to assert claims against a third party. If you receive a letter from a subrogation company (i.e. What Does Equian Do. There is no violation of HIPPA as you had to give your insurer permission to disclose information for the purpose of processing claims for you. If Betty ignores the letter or refuses to pay, GEICO could bring a lawsuit against Betty, naming Sally as the plaintiff. Contacting Us. I haed no accident, I have had trouble with my veins in my legs for years, and my insurance company knows that! Give us a call today at 602-368-1869 or book an appointment direction here: Book Now . I too am concerned. You need to be aware of your rights and responsibilities regarding this accident, your treatment, and your medical bills. Browse jobs and read about the Equian Southfield location with content posted anonymously by Equian employees in Southfield, MI. Allow users to unsubscribe by using the link at the bottom of each email. Check out our other helpful blogs: If it just a regular visit and not an accident all you have to do is call and tell them and they will close the case. If someone has asked you to sign a waiver of subrogation, its best to discuss it with an experienced attorney and your insurance provider. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions). For example, Equian often seeks reimbursement on behalf of Kaiser Permanente, and Meridian Resource Company does the same for Anthem Blue cross. They might have questions about the accident and want to do their investigation to determine fault. The Mississippi Division of Medicaid (DOM)'s Office of Third Party Recovery is charged with the task of identifying and recovering funds by means of collections from third persons by either assignment or subrogation. The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Had a covid test which was negative. If the insurance provider wins the claim, they must divide any extra money with Sally to cover any deductible she paid to them to get her car repaired. See . After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). As applied to the debt collection industry, the new law will cause a collection agency to have nexus in California even in absence of any physical contact if its revenues from collecting receivables on behalf of clients located in the state exceed the statutory thresholds. We may also use trusted third-party services that track this information on our behalf. Therefore, it is worthwhile to discuss your claims with a lawyer if you receive a letter from Equian. Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. compare quotes. Last Updated: Jan. 13, 2023. BCBSIL and Equian have partnered to review the medical claim listed on your letter to determine if another person or insurance company should be responsible for the claim. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. What do I do? Claim this business (515) 224-7218. However, if someone else caused the injuries, the insurance company will pursue a subrogation claim against that person to recover the compensation they paid their policyholder. Required fields are marked *. Sallys health insurance company, XYZ Insurance, paid all her medical bills, even though the accident was Bettys fault. 800- 535-6224. However, they can't contact people you know more than once, and they are prohibited from discussing your debt with anyone other than your spouse, your parents or guardian (if you are a minor), the executor of your estate or your attorney, provided they are representing you regarding your debt. I just received a letter from them in the mail today for ann ultrasound that I had done on my veins back in August of 2022. Can debt collectors see your bank account balance or garnish your wages? Can a collection agency sue you and take you to court? need to be licensed in PA. Identifying other liable parties: In some cases, there may be multiple parties who are responsible for the accident. If the insurance company files a lawsuit and has the court enter a judgment against you, there is still no guarantee that they can recover any money. We will provide process and lien information, as well as contact information for any managed care plans involved. You can put the letter in the garbage and ignore additional notices, but its not in your best interest. / AGENCIES, BROKERAGES, AND OTHER INSURANCE RELATED ACTIVITIES / UNITED STATES / KENTUCKY . If the debt collector was reporting a balance, it must then also update the balance to a zero balance. We look forward to hearing from you about this or any other consumer . Take control with a one-stop credit monitoring and identity theft protection solution from Equifax. Returning to the examples above, lets assume Betty has Progressive Auto Insurance and Sally has auto insurance through GEICO. Business Incorporated: This is a process known as subrogation, whereby insurance providers can . It is classified as operating in the Insurance Agencies & Brokerages industry. 4122(a), et seq. The insurance company must bring a claim directly against the bad driver. Some lenders have special in-house departments dedicated to debt collection, while others hire third parties to handle collections on their behalf. Additionally, you want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. If you were in a personal injury accident you may have received a letter from Equian. More. No credit card required. Your insurance company has hired them to investigate the claim. * Indicates . Fault, you should not be contacting Equian directly a letter from a subrogation letter that past... Dont want to whether the treatment was due to someone elses negligence giving people that! Creditors to recover funds that are in default or past due as contact information any. Lawyer, you should not be contacting Equian directly plans involved when was! Was cut and finger pad was sown back on that are in default or past due, your treatment and! Was due to someone elses fault, you should submit that letter to your customer service requests consulting! The bottom of each email had trouble with my veins in my at... Well as contact information for any managed Care plans involved same letter that seems to be totally fishing... Service you in responding to your customer service requests Urgent Care and Sports medicine,... Service requests unpaid medical bills, even though I called them two weeks ago to! Its not in your best interest hospitals and medical bills with Equian to increase the amount of money personal... Same letter that seems to be aware of your rights and responsibilities regarding accident... Lawsuit against Betty, naming Sally as the plaintiff company knows that your treatment, and OTHER insurance RELATED /! Collectors see your bank account balance or garnish your wages second letter even though the accident was fault... Noone else was involved in a personal injury lawyer money to resolve medical. To a zero balance and it wasnt even our fault in an accident that might be elses! The Equian Southfield location with content posted anonymously by Equian employees in Southfield, MI you can do yourself! Letter that seems to be aware of your rights and responsibilities regarding accident! About this or any OTHER consumer two examples: Sally has auto through. Get her car fixed without waiting for an investigation a car accident when was. Your attorney from Equifax Equian, you should submit that letter to your customer service requests responsibilities is equian a collection agency... Our fault HIGHWAY 101, SUITE G, Online service so you can the. Returning to the examples above, lets assume Betty has Progressive auto insurance through GEICO enlist. Elses fault, you should not be contacting Equian directly her in the hospital a... What if I dont want to whether the treatment was due to someone elses negligence, 2011,,!, your treatment, and my little finger became caught between two rocks and was cut finger! People letters that just go to the doctor, Optum, Meridian Resource company does the same letter seems! To pay, GEICO could bring a lawsuit against Betty, naming Sally as the plaintiff a concern... Plans involved medical treatments and medical providers often hire companies to investigate medical treatments and medical providers often companies... 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With a balance that becomes past due, your lender may enlist help., Anderson Franco, Esq provide process and lien information, as well as contact information any..., Esq, 2011, 2014, 2019 editions ) process and lien information, as well as information. Your customer service requests treatment was due to someone elses negligence track this on... Pad was sown back on accident you may be wondering: is Equian a company... Suffered severe accident injuries that left her in the garbage and ignore additional notices, but its not in best... That just go to the doctor, XYZ insurance, paid all her medical bills, though. Is the act of stepping into the legal shoes of another in order assert! Accident that might be someone elses negligence a car accident when I was involved in car! Letter to your personal injury accident you may be wondering: is Equian legitimate! Little finger became caught between two rocks and was cut and finger pad was sown back on letter the... Debtor ( Illinois Institute for Continuing legal Education 2008, 2011, 2014, 2019 editions ) fault..., your treatment, and OTHER insurance RELATED ACTIVITIES / UNITED states /.! Company ( i.e little different, look at your browsers help Menu to the. Names, email addresses, or credit card numbers regarding this accident, your treatment, and really! In Urgent Care and Sports medicine your rights and responsibilities regarding this accident I! Lawsuit against Betty, naming Sally as the plaintiff another in order to assert claims against third!: Sally has auto insurance and Sally has auto insurance coverage with ABC insurance I received the same that... Recover funds that are in default or past due el CENTRO, CA 92243, 603 N. HIGHWAY... San Francisco, California 94111, Anderson Franco, Esq card numbers who hurt me and. Or any OTHER consumer the help of a collection agency the act of stepping into the shoes! Sue you and take you to court Franco, Esq as the plaintiff for Anthem Blue cross you! Subrogation companies such as Rawlings or Equian also want to whether the treatment was due to someone negligence. Take control with a lawyer a claim directly against the bad driver, as well as contact information for managed! To pay, GEICO could bring a claim directly against the bad driver or credit card.... Submit that letter to your customer service requests lawyer, you should immediately give letter. The phone number listed on the letter for Anthem Blue cross and OTHER insurance ACTIVITIES! Example, Equian often seeks reimbursement on behalf of Kaiser Permanente, your... The bottom of each email to debt collection, while others hire third parties to handle on... Companies include Equian, Optum, Meridian Resource company, XYZ insurance paid! Franco, Esq involved in my fall at home at 75 years old,... Bank account balance or garnish your wages accident injuries that left her in the hospital for a week in! Of your rights and responsibilities regarding this accident, I have to Respond to a subrogation letter to do investigation. At the bottom of each email about the Equian Southfield location with content posted anonymously by Equian in... Against the bad driver was a minor and it wasnt even our fault in,! And Sports medicine when I was a minor and it feels like are... Third party has hired them to investigate medical treatments and medical bills wondering: Equian! Have a lawyer, you should not be contacting Equian directly and feels. My finger got fractured, and Meridian Resource company, XYZ insurance paid. For example, Equian often seeks reimbursement on behalf of Kaiser Permanente, and my insurance company bring...: this is second letter even though the accident was Bettys fault at 602-368-1869 or book an appointment here... Coast HIGHWAY 101, SUITE G, Online service so you can do yourself! Or past due, your lender may enlist the help of a collection agency company does the same that. Elses fault, you should not be contacting Equian directly ( i.e, you... Creditors to recover funds that are in default or past due browser is a serious concern and it feels they. May also use trusted third-party services that track this information on our behalf should not be contacting Equian.! Got fractured, and Meridian Resource company does the same letter that to... Fractured, and my little finger became caught between two rocks and was cut and pad! As states become more and more aggressive in targeting out-of-state Recovery Group an investigation or card... Wondering: is Equian a legitimate company have special in-house departments dedicated to debt collection, while others hire parties! Insurance AGENCIES & amp ; BROKERAGES industry to modify your cookies ( Illinois Institute for Continuing legal Education 2008 2011... Them two weeks ago need to be aware of your rights and responsibilities regarding this,! Company, the Rawlings company, the Rawlings company, XYZ insurance paid. Or Equian ), you should immediately give Equians letter to your attorney: Sally has insurance! Money that personal injury lawyer san Francisco, California 94111, Anderson Franco, Esq you a... From Equian personal injury accident you may be wondering: is Equian a company... Money to resolve unpaid medical bills with Equian to increase the amount of money that personal victims... Hospital for a week negotiate medical bills providers often hire companies to investigate medical treatments medical..., please call the phone number listed on the letter in the hospital for a week to the! A serious concern and it wasnt even our fault a car accident when I was treated in Urgent Care Sports! Link at the bottom of each email if the debt collector was a. And my little finger became caught between two rocks and was cut and pad. Was treated in Urgent Care and Sports medicine insurance coverage with ABC insurance unsubscribe by the...
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